General Liability Insurance (G/L): Provides coverage for the activities of your business that you are legally liable for.
Property Insurance: Provides coverage for both the building that you occupy by your business along with coverage for contents and equipment related to your business in the event of a loss.
Business Owners Insurance(BOP): Provides coverage for both liability and property. Usually comes as a package policy in which other coverages are included for a wide variety of things related to your business.
Workers Compensation Insurance: Provides coverage for employees in the event they are injured by a work related incident.
Commercial Auto Insurance: Designed to insure your business vehicles or other vehicles while being used by your business in the event of an accident. Very similar to personal auto insurance except commercial auto will only provide coverage while the specified autos are being used for work related events.
Homeowners Insurance: Provides coverage for both the dwelling and contents that the policy owners lives in. In addition homeowners insurance also provides liability coverage for damages done to another party on your premises.
Auto Insurance: Auto Insurance provides coverage for damages done to other vehicles and for property damage done to others in those vehicles.
Life Insurance: Life Insurance pays a specified sum to the beneficiary in the event the insured dies within a certain amount of time. This is an important coverage in case the main income producer of the family were to pass away.
Annuities: Annuities are Insurance Contracts between you and an Insurance Company that can provide an income for a set period of time or the rest of your life. One of the major benefits of Annuities is the accumulation of income on a tax deferred basis. Another benefit is that Annuities usually pay better return on principle than CD's so they are a superior alternative to bank CD's. Annuities are guaranteed by the insurance company so the history and ratings of the insurance company should be taken into consideration before investing.
Mexican Insurance: Provides auto insurance coverage for drivers who cross into Mexico. It's important to know most National Careers do not provide coverage out of the country and you should never travel without it. Mexican Insurance can be purchased for 1 day or even up to a full year. Many options are available to you.